TERMS AND CONDITIONS These should be read carefully before booking. BOOKING 10% Initial deposit. (25% with flights) 12 weeks prior to trip we require 50% of remaining balance (also tour party names & numbers to be finalised). 6 weeks prior to trip we require remaining 50% balance. NB . Changes in names of booked flights will incur a charge from the airline/flight operator. CANCELLATION CHARGES 6 weeks prior to departure - Deposit 15 - 42 days prior to departure - 50% 0 - 14 days prior to departure - 100% NB . If we have booked flights on your behalf, the terms & conditions of the airline/flight operator will apply. Cancellation charges are likely to be 100% and will be added to SPL’s cancellation charges. MAKING A BOOKING It is a condition of booking a tour or tournament that everyone within the group must book their accommodation with SPL. CHANGES & VARIATIONS SPL reserve the right to make alterations to the tour Itinerary, although every effort will be made to ensure this does not affect the quality of the tour experience. Changes & variations can occur through circumstances outwith our control. Again, SPL will do everything possible to safeguard the quality of the tour experience provided. FORCE MAJEURE We do not accept liability for any loss, damage or expense arising from a change or cancellation to your tour which occurs as a result of unusual or unforeseeable circumstances beyond our control, the consequences of which could not have been avoided with all due care. Such events would include for example, war, threat of war, riot, terrorist activity, natural or nuclear disaster, technical problems with transport, fire or adverse weather conditions [decisions of the Football Associations] or other similar events beyond our control. We do not accept responsibility for your or your party if you contravene any law or regulation of any of the countries visited during your tour. RESPONSIBILITIES Each group must identify an individual/(s) as tour party/ group leader. Each tour party and it’s tour leader are responsible for passports & visas as required. The SPL representative will co-ordinate tickets and together with the tour party leader will see that the tour itinerary is kept to as near as possible. With particular attention being made to flight and match kick-off times. BEHAVIOUR If the behaviour of a group or individual is disruptive or dangerous, we reserve the right to terminate a tour for an individual, or the tour party. Any costs incurred will be charged to the group.

POLICY EXCESSES:

An excess of £50 applies to each and every claim each insured person under the Cancellation & Curtailment, Medical & Other Expenses and Personal Luggage Money & Valuables sections. Increased Excess For person’s aged 65 or over the Cancellation & Curtailment and the Medical & Other Expenses excess is doubled. Increased Excess for Pre Existing Medical Conditions There is no need to advise us of your pre existing health conditions. Provision for the acceptance of all pre existing health conditions Has been made by the application of increased excesses in the event of claims arising. For claims arising from the treatment of any pre existing illness the excess is further increased as follows –

Under the Cancellation & Curtailment section - double the normal excess. Under the Medical & Other Expenses section For persons aged under 65 years the excess is increased to £250.

For persons aged 65 to 90 years the excess is increased to £500.

EMERGENCY ASSISTANCE:

There is a 24-hour emergency assistance service included in the policy so that any insured person may seek assistance in medical emergencies whilst on holiday. Full details are contained in the policy document.

MAIN HEALTH EXCLUSIONS:

We will not pay for claims arising Where You or any person upon whose health the trip depends

1. are undergoing tests for the presence of a medical condition receiving or on a waiting list for or have knowledge of the need for treatment at a hospital or nursing Home.

2. have received a terminal prognosis.

3. suffer from any psychiatric disorder, anxiety state and/or depression suffered by You for which You have previously received treatment or have been diagnosed prior to the date of booking or of issue of the insurance.

4. are expected to give birth before or within 14 weeks of date of return to the UK.

5. are travelling against the advice of a Medical Practitioner or for the purpose of obtaining medical treatment abroad.

6. suffer from a medical condition diagnosed or for which hospital treatment was received within 12 months prior to the date of booking.

INSURANCE PRODUCT DISCLOSURE

Cancellation Rights The Insurer provides a Money Back Guarantee enabling you to cancel the insurance within 14 days of issue should the policy not meet your requirements. No refund of premium is provided for cancellations after this time. Claims Claims are handled by Towergate Chase Parkinson who act on behalf of the Insurers and not the customer in relation to any claim. The telephone number is 0870 906 3144. General Queries If you have any query regarding the cover provided you may contact Global Travel Insurance on 01903 203933 for advice. Applicable Law The law applicable to this insurance contract is Scottish Law.

PREMIUMS

Period-Days UK Europe
3 £5.00 £14.00
5 £7.00 £17.00
10 £8.00 £21.00
17 £9.00 £25.00
24 £10.00 £29.00
31 £11.00 £33.00
+7 £2.00 £7.00

Children Under 16yrs at time of travel charged at 50% of above rate